Guides
2027 Tax Brackets and Standard Deduction: IRS's Official Figures
The IRS's official 2027 tax brackets and standard deduction from Rev. Proc. 2026-35, released Nov. 5, 2026, with 2026 comparisons and 2027 HSA limits.
AI, tech and markets, explained from the source
Reports that pair the news with primary filings from SEC EDGAR and Korea's DART, with every source linked. Not investment advice.
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Guides
2027 Social Security COLA: 3.6% Raise and What Else Changes
SSA set the 2027 COLA at 3.6% for about 76 million people. Key 2027 figures vs 2026, the CPI-W math, first payment dates and the SSI rates.
Politics
White House Ballroom Donors: What the Records Show
The Washington Post reported $333M in ballroom donations on Oct. 15, 2026. What the White House list, the YouTube settlement and the donor agreement show.
AI & Chips
TSMC Q3 2026 Earnings: Results vs. Its Own July Guidance
TSMC's Q3 2026 revenue of US$46.72B topped its July guide of US$44.6B–45.8B. Q4 guide: US$52.3B–54.3B; 2026 growth now expected around 44%.
Tech
AdFection: How Targeted Ads Delivered Spyware, per Citizen Lab
Citizen Lab's Oct. 15, 2026 report links Candiru spyware at Al Jazeera to Discover-Tech ads. How the ad chain worked, who cut it off, and what is unconfirmed.
Entertainment
YouTube's AI Music Label: What It Says and Who Gets It
YouTube Music began labeling songs created primarily with generative AI on Oct. 14, 2026. What the label says, how tracks get it, and what YouTube left unsaid.
Tools and calendars
All tools →AI & Semiconductors
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OpenAI AI Math: 3 Papers Withdrawn, ~42% of Results in Lean
OpenAI posted 722 AI-generated math preprints, then withdrew three over a sign error. What its repository shows, set against the IAS group's advice.
GPT-6 Comes to Free ChatGPT: The Model Split and Safety Scores
GPT-6 rolls out to free ChatGPT users from Oct. 8 as GPT-6 Luna; paid plans get Sol. What changed, the 44% speed claim, and what the system card shows.
Mistral Large 4: What the 1-Trillion-Parameter Preview Shows
Mistral Large 4 has 1 trillion parameters, 49 billion active. Its own benchmarks, the cyber claims about closed models, the price, and what isn't out yet.
Tech & Security
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Ledger Spy Chip Implant: What Ledger Confirmed and What to Do
Ledger confirmed a hardware implant in a CryptoBilis-sold device on Oct. 10, 2026. How it steals seed phrases, where sales stopped and what Ledger advises.
Apple HomeView: Price, Release Date, Specs and Who Can Buy It
Apple HomeView costs $299 and ships Nov. 13. What the wall-mount setup adds, which countries get it (not the EU), what it requires, and the full spec sheet.
Deno Joins Cloudflare: What Ends, What Stays, and When
Deno's team is joining Cloudflare. Deno Deploy shuts in six months and runtime development ends after a year. The timeline, licenses and what continues.
Global Markets & Policy
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Bank of America Q3 2026 Earnings: $1.2B AML Charge vs. Outlook
BofA's Q3 2026 net income was $6.9B after a $1.2B charge for the Oct. 13 FinCEN and OCC penalties. Results vs. its July outlook, and what the orders require.
JPMorgan Q3 2026 Results vs. Its Own July Outlook
JPMorgan's Q3 2026 release and slides, read against what the bank said in July: net income, the trading split, the updated 2026 outlook and the buyback cut.
Buffett's Index Fund Advice: What His Letters Actually Say
Recent posts say Buffett told investors to buy one Vanguard ETF. His letters and meeting transcripts say something narrower. Exact words, misattributions.
Politics & Government
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Lisa Cook Committee of Inquiry Memo: What It Orders
Trump's Oct. 7 memo creates a 3-member panel and a closed Nov. 5 White House hearing on Fed Governor Lisa Cook. What it orders, the law it cites, who reacted.
East Potomac Tree Cutting in Court: What the Record Shows
A federal judge stopped tree removal at D.C.'s East Potomac Golf Course after a holiday-weekend cut. The notice, the tree counts and each side's case.
Judge Halts DHS's $20M Trump Ads: What the Court Order Says
A federal judge stopped DHS-funded TV ads featuring President Trump. What the order bars, where the $20 million came from, and what each side argued in court.
Entertainment & Media
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Character.AI Bankruptcy: What Disney's $20M Bid Actually Buys
Character.AI filed Chapter 11 in Delaware on Oct. 12, 2026. Court filings show Disney's $20M bid would buy a non-exclusive IP license, not the app or user data.
Gibney's 'Musk' Goes Wide: Who Holds the Rights, and the Numbers
Alex Gibney's 'Musk' expands nationwide Oct. 16. Who holds which rights, the opening numbers, the ad refusals and the change of owner at HBO's parent.
Netflix's '300 Titles' With AI: What Its Filings Actually Say
A Netflix executive's Busan remark about AI in 300 titles made headlines. Netflix's filings and rules show what was used, where, and what needs sign-off.
Investing in Korea
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SK hynix Japan Fab, Chongqing Sale, Solidigm IPO: What DART Says
SK hynix told the Korea Exchange a Japan fab, a Chongqing stake sale and a Solidigm pre-IPO are all unconfirmed. The filings, deadlines and what to watch.
Why Foreign Investors Are Selling Korean Stocks: Fed, Chips, MSCI
Foreign investors sold about ₩2.9 trillion of KOSPI shares on Sept 29, 2026, per Korean press. How the Fed hike, chip weight, MSCI and the won explain it.
Guides
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Share Buybacks Explained: Authorization vs Actual Repurchases
A buyback authorization is permission, not purchases. How to read the 10-Q repurchase table, what Rule 10b-18 and the 1% excise tax do, with a real example.
GAAP vs Non-GAAP: Why Companies Report Two Profits
What adjusted, core and non-GAAP earnings mean, the SEC rules behind them, and how to read a reconciliation, using PepsiCo's and Micron's earnings releases.
How Fed Rate Decisions Work: FOMC, Statement and Dot Plot
A plain-English guide to Fed rate decisions: who votes on the FOMC, the eight-meeting calendar, how to read the statement, the dot plot and the minutes.